Pag-IBIG Fund offers three-month moratorium on all loans

Pag-IBIG Fund is offering a three-month moratorium to its member-borrowers to help defray their expenses during the enhanced community quarantine being implemented by the government in its fight to contain the Covid-19 virus.

“President Duterte is exerting all efforts to lead the nation in fighting the corona virus. Pag-IBIG Fund supports the President’s efforts and understands the plight of its members in these challenging times. Our Board of Trustees saw this as an urgent measure and immediately voted for the grant. This moratorium will help alleviate our members’ worries so that they could focus on providing for the basic necessities and safety of their families,” said Pag-IBIG Fund Chairman and Department of Human Settlements and Urban Development Secretary Eduardo D. del Rosario.

Eligible to apply for the moratorium are Pag-IBIG Fund Housing Loan, Multi-Purpose Loan, and Calamity Loan borrowers with payments due on March 16, 2020 until June 15, 2020. Presently, only those residing in Luzon and in the National Capital Region can avail of the offer.

Pag-IBIG Fund Chief Executive Officer Acmad Rizaldy P. Moti said that the welfare of their members is Pag-IBIG Fund’s priority.

“Pag-IBIG Fund’s mandate is to promote the security of its members, either by providing a loan facility for their permanent shelter, or a savings plan that allows them to prepare for the future. The Lingkod Pag-IBIG service is not just about providing excellent results, it’s about providing tapat na serbisyo, mula sa puso. Our goal, therefore, is to meet their needs and empower our Filipino workers. Thus, we will do what we can to ensure that they will not be put in a difficult situation especially in trying times such as these,” Moti said.

Pag-IBIG Fund will start receiving applications once the community quarantine has been lifted. Members may submit their application at the nearest Pag-IBIG Fund branch until June 15, 2020. (END)



  1. Mabuhay po ang Pag-IBIG Fund. Napakagandang balita po ito para sa aming lahat na kelangan po taaga ang salapi sa panahong ito. Sana po kasama rin ang nka post dated check parabpo sa aming housing loan. salamat po.💓💓💓

  2. The Pag-IBIG Fund is offering a Three-Month Moratorium for all loans : for member-borrowers residing in NCR and Luzon ; and covering payments due on March 16 to June 15, 2020.

    Pag-IBIG Fund will start receiving applications once the community quarantine has been lifted. Members may submit their application at the nearest Pag-IBIG Fund branch until June 15, 2020.

    Does this means that the Three-Month Moratorium shall be automatically enforced prior to the submission of the said applications ?

    Kindly clarify, please.

      1. Nagloan po ako sa loan moraturium pano ko malalaman Kung approved ba ako pano ko makukuha Yong loan ko dun.thank you

    1. Okay po sir, bali bayad n po ako ng march due. April and May po ang hindi po mababayaran. Paano po yon? Salamat po.😊

  3. Does this mean that the Three-Month Moratorium shall be automatically enforced prior to the submission of the said applications ?

    Kindly clarify, please.

    Thanks !

  4. Pano Po kumuha ng application? Or saan Po tayo pwedi kumuha ng application para mka apply dyan sa 3 months moratorium sa pag-ibig?

  5. Bakit sa ncr at Luzon Lang kami dito sa Iloilo affected din Grant din kami pagnamatay na kami o antayin pa na lumala Ang sitwasyon kailangan may moratorium din anhin pa Ang damo kung patay na Ang kabayo

  6. Pwede po ba mag loan Ng calamity loan Kung new member pa lang ako Ng pag ibig? Naka 18months palang Ang hulog ko?

  7. Paano po mag apply ng calamity loan online?nagpasa na po ako ng requirements sa employer ko 3 weeks ago thank u

  8. Bakit naman NCR lang.. sila lang ba ang nakaranas na crisis ns ito? Bakit hindi kasali ang Mindanao?

  9. sir/madam gd evening…pwd din oo ako makapag loan khit may utang pa ako sa ahensya?

  10. Pano mag avail sir in online kc po dba bawal po kme lumabas at if kailangan pa po ng employer pano po yan sir stop po ung operation nmin due to covid-19 plz kindly update salamat

  11. HMDF pls clarify your scheme. What do you mean of 3 months moratorium? Am i right in my interpretation that it means 3 months loan repayment term extension? And what you mean to file application? Do we need to file application for the said moratorium? Another pressumption is.. aside from moratorium we can apply for calamity loan? And why you are selective? We too here at Western Visayas especially in Antique we have higher number of PUM’s and PUI’s why we are not included from moratoriu. How could we prepare for our basic needs? If there are no supplies availanle and if the prices are too highfor us? We are also members? This JOCELYN B. TORDESILLAS – HRMO LGU, Bugasong, Antique RO VI

  12. Hi , it means after pb ng quarantine pwdi na mg apply one last question po panu if my loan kpa ., pero binabayaran nman ni agency un mkakaavail pa kaya noon ,
    How about wala nman sariling bahay pano po un ??
    Salamat pag ibig kep safe po

  13. Does it mean po na kapag makapag apply ng moraturium sa housing loan at na approve is idadagdag nalang po sya sa last payment? Sample po sa housing loan namin 30 yrs po yun babayaran magiging 30yrs and 3months na po yun? Please clarify. Thank you!

  14. Hello po sa lahat. Salamat po sa mga makakasagot. Ask ko lang po sana kung paano mag apply sa three-month moratorium ? Meron na po ba ditong nakapag apply? Kailangan po ba ng personal appearance nito sa pag ibig?

  15. Hi paano namin ma avail ang monatotium f payroll deduction..isang lgu po kami.
    Need pa po mG apply ang individual?. Gsis memo for moratorium 3 months for loan payments and it means that the due date is extended for 3 months. How about pag ibig pls clarify at saka authomatic na po ba d kami mag remit for 3 months. Other concern sa mindanao po kami shall we not included for your moratorium?..tnx

  16. How can i apply ah moratorium.nkapagbayad n po ako ng march.bli 2 months nlng po april at may.pno po ggwin pra m avail.

  17. Hello Po!

    Ako po ay isang OFW d2 sa Africa, 5days ago nag apply po ako sa 3 month monatorium was offered, my application gone thru and they said wait for approval. Paano ko po malaman kng approved san ba mag notify ang Pag ibig, nilagay ko po yung contact number sa Panganay kong anak nasa pilipinas ngaun. Please let me know the update of my application.

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